Articles - 2019

  • ATM cash supplies can dwindle during tax refund season

    posted by Manish Nathwani on Wednesday, March 20, 2019

    Increasingly, consumers are receiving their tax refunds or loan proceeds on debit cards, and more benefits are being paid on government-issued debit cards. Are your ATMs ready for these additional withdrawals?

  • Protect card data with these resources

    posted by Amanda Holmgaard on Wednesday, March 13, 2019

    Ensuring the security of personal data can be an ongoing challenge. For added security, implement these steps in addition to the steps you're already taking to ensure data security.

  • When ‘free' isn't really free: Beware of free trial offers

    posted by Jace Day on Tuesday, March 5, 2019

    When considering a free trial, be aware to reduce the potential for unwanted merchandise and charges. Remind cardholders to be smart shoppers by doing their research and reading the fine print before making a purchase.

  • Social engineering is used to commit fraud

    posted by Ben Hayden on Thursday, February 21, 2019

    With new technologies in place, the percent of data breaches impacting financial institutions has reduced significantly from 2015 to 2017. Awareness of social engineering techniques is absolutely necessary to protect financial institutions and their accountholders and reduce fraud even further.

  • Developing an interoperable faster payments system

    posted by Kevin Christensen on Wednesday, February 13, 2019

    Faster payments is a critical issue facing community financial institutions. Establishing the Federal Reserve as an operator is a critical step in assuring nondiscriminatory access, resulting in ubiquitous interoperability within the payments system.

  • SHAZAM's Christensen named to U.S. Faster Payments Council leadership

    posted on Friday, January 18, 2019

    Kevin Christensen to serve as acting executive director and interim board chair of Faster Payments Council.

  • PIN adds level of security in payment transactions

    posted by Terry Dooley on Tuesday, January 15, 2019

    When authenticating transactions, choosing between one authentication method or another isn't a good strategy. A better approach is to leverage layered authentication, allowing the PIN to serve as the strongest option because the issuer is authenticating the consumer's identity.

  • A technology career may not require a 4-year degree

    posted by David Collison on Tuesday, January 8, 2019

    Great paying jobs don't necessarily require a 4-year degree. There are many career opportunities in technology for individuals with the right education. And, there is great demand.