Insurance

Payment solutions built for how insurance really moves

Insurance payments are complex, time-sensitive and tightly regulated — and they directly shape the policyholder experience. Payment solutions must do more than move money; they must reinforce trust, ensure compliance and give teams the control and speed your insureds expect.

SHAZAM’s secure payments infrastructure helps modernize disbursements across claims payouts, premium refunds and agent commissions. Designed to fit your operation — not disrupt it — SHAZAM integrates with existing claims workflows to help you scale, automate and deliver faster payouts and better policyholder experiences.

Turn payment complexity into competitive advantage

Insurance organizations and insurtechs face growing pressure to modernize payments amid rising fraud risk, outdated settlement methods and higher policyholder expectations. Fast, secure and compliant payment capabilities are now essential. SHAZAM addresses these challenges with a scalable, real-time payments infrastructure that enables the secure movement of funds across trusted financial networks — helping you deliver instant, reliable payments while strengthening fraud protection.

Peregrine™ gateway

Support faster, more connected insurance payments

The Peregrine™ gateway provides a single, secure connection to the debit networks you rely on — simplifying integration while accelerating the way money moves. The platform brings together two complementary components to support core insurance payment workflows: an ATM gateway that routes transactions across 10+ major networks, including Visa^® and Mastercard^®, and a funds transfer gateway that powers real-time debit transactions, premium payments and claims disbursements.

Provide reliable access to funds at scale

The Peregrine™ ATM gateway connects your policyholders to major ATM networks nationwide, enabling access to cash and essential account services without added infrastructure. From claims payouts to refund access, it ensures dependable, always-available fund access across millions of endpoints.

Accelerate digital payments and disbursements

The Peregrine™ funds transfer gateway enables instant debit transactions through a single integration, reaching nearly every U.S. debit card. It supports real-time claims disbursements, premium payments and refunds — helping replace slower payment methods while improving speed, efficiency and the overall policyholder experience.

Peregrine™ debit card solutions

Deliver better insurance payments, end to end

Peregrine™ processing solutions unifies card issuing, payments, fraud protection and network access into one powerful platform — purpose-built for highly regulated industries like insurance. Easily launch branded debit card programs for claims payouts, reimbursements, catastrophe payments and refunds.

With built-in mobile wallet support, flexible network access, advanced fraud controls and full program customization, you can deliver fast, secure payments without the burden of fragmented vendors. Whether you’re modernizing disbursements or elevating the policyholder experience, Peregrine™ gives you the speed, control and flexibility to stand out.

Insurance payment trends shaping the claims experience

Policyholder expectations are rising — and the speed of insurance payments is becoming a critical factor in customer satisfaction and retention. Yet across the industry, many claims payouts still rely on slower settlement methods that delay access to funds when customers need them most.

Recent industry research highlights the growing gap between what policyholders expect and how insurance payments are typically delivered today. These insights reinforce the need for modern payments infrastructure that helps insurers move funds faster, improve the claims experience and meet rising policyholder expectations.

of customers expect claim payouts within five days

of consumers would pay extra for instant claim payouts

of insurance disbursements are paid instantly today

Proven payments expertise serving the insurance industry

Backed by more than 50 years of operating regulated payments infrastructure, SHAZAM delivers the reliability, compliance expertise and operational scale insurers need to modernize their payment ecosystems.

Whether you’re expanding digital disbursements or streamlining legacy workflows, SHAZAM provides adaptable solutions that align with your strategy — helping you move faster without sacrificing control or security.

Ready to see what modernizing claims can do for your organization?