Healthcare

Healthcare payments built for speed, security and scale

In healthcare, every second counts — and delays in reimbursements, patient refunds or payroll create friction across operations. SHAZAM modernizes how money moves with scalable infrastructure that connects directly to the U.S. payments system — enabling real-time payments, faster disbursements and secure fund delivery.

Powered by modern APIs, secure payment rails and access to multiple networks, SHAZAM helps reduce administrative burden while improving financial experiences for patients and providers. From automated payments to patient-facing tools, we streamline the flow of money so you can operate with greater speed, control and confidence.

Solving healthcare's toughest payment challenges

Healthcare payments are slowed by fragmented workflows — while rising expectations and evolving regulations demand secure, scalable systems. SHAZAM cuts through the complexity with real-time payments infrastructure built for speed and precision, moving funds instantly across trusted networks so you can deliver faster, more reliable payments while meeting the highest standards of security and compliance.

Peregrine™ gateway

Built for an always-on healthcare environment, the Peregrine™ gateway provides a single, secure connection to the debit networks you rely on — simplifying integration while accelerating how funds move. The platform brings together two complementary components to support essential healthcare payment workflows: an ATM gateway that routes transactions across 10+ major networks, including Visa® and Mastercard®, and a funds transfer gateway that powers real-time debit transactions, bill payments and disbursements.

Provide reliable access to funds at scale

The Peregrine™ ATM gateway connects you to major ATM networks nationwide, enabling members to access cash and essential account services without added infrastructure. From reimbursements to HSA access, it ensures dependable, always-available fund access across millions of endpoints.

Accelerate digital payments and disbursements

The Peregrine™ funds transfer gateway enables instant debit transactions through a single integration, reaching nearly every U.S. debit card. It supports real-time claims disbursements, premium payments and patient refunds — helping replace slower payment methods while improving speed, efficiency and the overall payment experience.

SHAZAM payments network

Streamline healthcare payments and reduce costs

The SHAZAM payments network gives healthcare organizations a more efficient way to move money — supporting reliable debit transactions across a nationwide network that works alongside other major card networks.

Designed for healthcare payment flows, SHAZAM helps lower costs tied to patient payments, premiums and reimbursements while maintaining strong performance and reach. With proven uptime and decades of expertise, you can deliver consistent, secure payment experiences across digital and in-person member interactions.

Peregrine™ debit card solutions

Connected payments for healthier outcomes

Purpose-built for highly regulated industries, Peregrine™ processing solutions unifies card issuing, payments processing, fraud protection and network access in one streamlined platform.

Deliver branded debit cards for claims payouts, reimbursements and member spending — with built-in support for digital wallets and configurable controls. No fragmented vendors. No complex integrations.

Whether you’re modernizing payments, adding a companion card experience or supporting HSA and reimbursement workflows, Peregrine™ gives you the flexibility to design a program that works for you — and delivers a better experience for your members.

How SHAZAM helps healthcare payments flow

Because SHAZAM is one of only three U.S. providers that owns both its debit network and its processing platform, healthcare organizations gain a tightly connected payments experience from card issuance to instant patient and provider payouts.

This dual role eliminates fragmentation between issuers, processors and networks — allowing you to connect once and unlock end-to-end control of your card program, billing workflow and money movement.

Connect to SHAZAM’s payments environment

Choose the integration path that best fits your systems — from direct platform connections to gateway access or APIs. Each option provides a secure entry point to the SHAZAM payments network and payments processing ecosystem.

Strengthen fraud, dispute & security controls

Our portal provides access to fraud and dispute management tools. Built-in features like centralized oversight, transaction-level blocking controls and automated dispute resolution help reduce overhead costs and administrative burden.

Move money instantly across U.S. payment rails

Leveraging the Peregrine™ gateway and the SHAZAM payments network, your team can initiate instant disbursements, reconcile payments in real time and push funds to nearly 100% of U.S. debit cards and deposit accounts in seconds.

Trusted payments expertise for the healthcare industry

Backed by more than 50 years of payments experience, SHAZAM provides the reliability, strength and modern capabilities healthcare organizations need to streamline operations and safeguard patient financial data.

Whether you’re exploring how instant payments work in healthcare, expanding digital disbursements or reducing friction in billing operations, SHAZAM delivers secure, scalable solutions built for the evolving healthcare payments ecosystem.

Curious what real-time, compliant payments could look like for you?