Increase debit card usage & loyalty with SHAZAM Debit Rewards 

Looking for a powerful way to move debit cards to the top of your cardholders’ wallets? SHAZAM Debit Rewards is a simple, proven way to drive everyday usage while strengthening long-term relationships.

Designed exclusively for financial institutions, this turnkey debit card loyalty program turns routine debit purchases into chances to win monthly and quarterly prize drawings — no opt‑in steps or app downloads required. Every PIN‑ or signature‑based point-of-sale purchase automatically becomes an entry, giving cardholders even more reason to choose debit again and again.

A simple program with proven results

Participation in SHAZAM Debit Rewards is free and effortless for financial institutions that use Peregrine™ debit card processing. We handle program operations, winner selection and prize fulfillment behind the scenes, and once your bank or credit union joins, you're seamlessly enrolled in future campaigns — helping you sustain momentum and results.

The result is a positive, friction-free experience for both you and your cardholders, making SHAZAM Debit Rewards one of the simplest and most effective ways to increase transaction volume, engagement and interchange revenue without added cost or complexity.


Learn more & register today

Increase debit card usage consistently

Our program encourages everyday spending, keeping debit cards top of wallet and supporting long‑term cardholder behavior change

Build loyalty without complexity

Cardholders are automatically entered to win with every eligible POS transaction — no registration forms to complete or apps to download

Accelerate debit card revenue growth

Since each eligible POS transaction is another chance to win, cardholders reach for their card more often — resulting in more interchange income

Focus on strategy, not administration

We handle winner selection, prize fulfillment and marketing support — and once you join, you’re auto-enrolled in future campaigns

How does SHAZAM Debit Rewards work?

Each quarter, we launch a new campaign featuring a fresh theme and a new slate of prizes.

Before the campaign begins, your financial institution receives a free, ready-to-use marketing kit to help promote the program. The kit includes up to five posters, 500 statement stuffers and five counter mat inserts, with additional downloadable materials available through SHAZAM Power Marketing.

During the campaign, cardholders automatically earn entries into the monthly prize drawings and grand-prize drawing whenever they use their debit card for eligible transactions.

Check out our current campaign

Summer Splash Rewards | July 1 – Sept. 30, 2026

Turn up the heat on everyday spending with Summer Splash Rewards — the seasonal promotion that makes choosing debit more rewarding than ever!

Every time cardholders from participating institutions make a PIN‑ or signature‑based debit purchase, they’ll automatically earn an entry for a chance to win big. Throughout the campaign, eight lucky winners will score a $50 SHAZAM gift card. Then, to cap off the summer, one grand‑prize winner will win a $500 gift card.

It’s simple. It’s fun. And it’s the perfect way to make a splash with your debit program.

Explore the full Summer Splash campaign rules and get ready to bring some sunshine to your cardholders’ summer spending.

Prize structure that boosts engagement

The SHAZAM Debit Rewards program leverages a tiered prize structure with each quarterly campaign to create initial excitement and encourage sustained participation — proven drivers of cardholder engagement and transaction growth.

For each campaign, we randomly select a total of eight winners during monthly prize drawings and one grand-prize winner after the campaign ends. If one of your cardholders wins, we'll notify you, provide the prize and support winner promotion — so you can focus on delivering the good news and reinforcing your institution’s value.

Want guaranteed visibility with your cardholders?

You also have the option to guarantee a winner from your financial institution, creating localized excitement and deepening emotional connection among your cardholders.