One gateway. Multiple networks. More ways to move money.

The Peregrine™ funds transfer gateway gives businesses and their sponsor financial institutions access to multiple debit networks — including Visa^®, Mastercard^®, NYCE^®, PULSE^®, STAR^® and the SHAZAM network. That means you reach nearly every debit cardholder in the U.S. through a single integration point.

The gateway supports three transaction sets:

• Funds transfer credit: Push payments such as insurance claims, refunds and payroll directly to your customers' debit cards. Cardholders can access their funds within seconds, 24/7/365.
• Funds transfer debit: Pull funds from a customer's debit card to fund a digital wallet, load a prepaid card or move money to an account at another financial institution.
• Bill pay: Collect bill payments such as insurance premiums, healthcare payments and utility bills directly from a customer's debit card, helping them avoid late fees. Refunds for settled bill payments are supported, too.

You benefit from:

• Intelligent routing: The gateway routes each payment across multiple debit networks, so you reach about 98% of U.S. debit cards through one integration point.
• Fast cardholder experiences: Transactions process in seconds, 24/7/365.
• Straightforward settlement: Businesses fund and receive their transactions through a familiar ACH net settlement process at the end of each business day.
• A simple integration: Transactions are submitted directly to Peregrine™ through an API, no matter which core you use.

Peregrine™ embeds risk management directly into the acquiring stack, giving you visibility and automated governance across supported rails.

Transactions are monitored as they occur and securely logged — keeping reporting aligned and consistent as your program scales.

You benefit from:

• Automated dispute workflows to streamline the chargeback process
• PCI Level 1-certified infrastructure to reduce data liability and increase audit readiness
• Tamper-proof transaction logs and automated KYC/AML integration