ACH Solutions

The ability to batch transfer funds efficiently and cost-effectively is an essential element in your institution’s cash management program. SHAZAM offers our own Automated Clearing House (ACH) solution, along with additional ACH services. Plus, when you partner with SHAZAM, you automatically receive all the benefits of NachaTM membership.

Better value and Service With SHAZAM ACH

SHAZAM’s ACH allows you to process a wide range of transactions such as direct deposits, government benefits, direct payments, business-to-business payments, e-checks, tax payments, child-support payments and more.

Benefits for your institution

  • Reduce deposits and payments processing time
  • Acquire new corporate accounts
  • Monitor your transactions for risk
  • Stay compliant with Nacha
  • Lower your costs compared to other providers

Benefits for your corporate clients

  • Reduce administrative and operating expenses
  • Improve cash management forecasting abilities
  • Save resource time

Benefits for your personal clients

  • Deliver consistent, convenient availability of funds
  • Reduce the likelihood of charges for late payments
  • Eliminate the expense of checks and wire transfers

Security you can count on

SHAZAM ACH transactions are secured through a variety of means, including multi-factor authentication, passwords, encrypted databases, daily dollar amount limits, dual-control capability, automatic logo and extensive user setup options. You can rely on us for efficient and secure ACH processing.

Additional ACH Services

SHAZAM also offers the following ACH services for our financial institutions.

ACH Receive

This service simplifies the receipt of daily ACH files from the Federal Reserve. Regardless of your organization’s size, SHAZAM will deliver these files quickly and provide you with an inexpensive alternative to FedLine or processing incoming ACH through a correspondent institution.

ACH Origination

You and your corporate clients can originate transactions without a major investment or time commitment. Creating properly formatted Nacha files is fast and easy and SHAZAM will conveniently warehouse your transactions for you.


Get The Benefits of Nacha Membership

SHAZAM is one of 11 regional payments associations of Nacha.  NACHA logoWhen you  partner with SHAZAM, you automatically receive all the benefits of Nacha membership, including:

  • Comprehensive training
  • Information and support of emerging electronic payment technologies
  • A voice in the evolution of the payments system

Membership also gives you exclusive access to our ACH Risk Monitoring program, which diligently watches your system to help you prevent ACH fraud and ensure compliance with ACH Rules. The platform provides an independent ACH audit function that complies with the Nacha Operating Rules.

The power of Nacha

Nacha manages the development, administration and governance of the ACH Network, which is the backbone for the electronic movement of money and data. Nacha brings together payments system stakeholders to enable innovation that strengthens the industry with creative solutions.